Download Jean Chatzky's The Difference FREE!

There's a great free download available over at Oprah.com. Today until 10:59 PM EST, the website is offering a free PDF download of Jean Chatzky's 2009 book, The Difference: How Anyone Can Prosper in Even The Toughest Times. The book is a great look at the traits and habits that wealthy people have that we can all acquire as well as how to find the right career for you, how to take risks, working hard and working smart and making money work for you.

Here's Amazon.com's product description of The Difference:

Can you really start from nothing and become truly secure financially?

What’s the difference between you and Warren Buffett? Between you and your boss? Or between you and your successful neighbor? What do the financially comfortable have that you don’t?

It’s not that those people were born into money, caught a lucky break, or have an Ivy League education. It’s not even that they are smarter than you or make more money than you do each year. So what do they have that you don’t . . . at least not yet? What’s The Difference?

Trusted financial coach Jean Chatzky shares the secrets her groundbreaking research of the self-made wealthy has uncovered so that anyone can break through the barriers that stand between them and true financial freedom. Find out why it’s important to:

• Get happy, but not too happy
• Do what you love, but don’t quit your day job
• Read every day
• Remember that failure is not an option–it’s a necessity
• Harness your intuition to take risks that make sense
• Practice the Kevin Bacon Principle–make connections
• Say thank you–and mean it
• Make your money work as hard as you do

Through candid interviews and a study of more than five thousand people, Jean reveals the traits and habits of those who have moved from the lowest economic strata to the highest. The Difference helps you take a look at where you are now and offers simple strategies for going where you want to go. The Difference, you’ll see, is within you: You have the power to determine your financial future and achieve the next level of wealth.

From what I've read so far, The Difference is an interesting and entertaining book. One habit mentioned early on is the habit that many wealthy people have of constantly reading and learning. Definitely worth a free download, but it's a limited time offer. Download yours by heading to Oprah.com and registering for a user account.

Jeff Paul's Shortcuts to Internet Millions - for Real or Scam?

(Jeff Paul - moneymaking plan or scam?)

So are there really shortcuts to make fast money online? Well in the current information age many internet marketers would love for you to believe so including a man named Jeff Paul. I just caught the second half of one of his infomercials they run about how people make quick money online. The commercial was for Jeff Paul's "Shortcuts to Millions" which includes information and websites guaranteed to make you money. The promotional ad featured "examples of success stories" from older men around an estate's luxurious swimming pool, with babes in bikinis hanging out poolside. The main hostesses were also hot babes in tight outfits, speaking in front of new sports cars about everyone's other favorite subject, money. It's unknown if the hostesses themselves were millionaires, but that's another story...

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(Jeff Paul girls - Palumbo and Hayes)

Extra info: For anyone wondering, the Jeff Paul girls seen in the new commercial are brunette babe Carmen Palumbo and blond bombshell Stacey Hayes (seen above). The previous infomercial featured two busty Jeff Paul babes, Kelly Britz and Tina Milano, discussing how easily they created moneymaking websites and even taught their "girlfriends" to do the same with Jeff's easy system.

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Most likely the advertisement wanted viewers to see how great life is for these guys now that they earn automatic income by making money online. As we all know sex sells and even Napoleon Hill mentioned how most men are concerned with earning money to impress women. The Jeff Paul Internet Millions ad featured various people talking about the success they had with Jeff's internet millions system. One guy mentioned how he is living his dream life, debt free after two bankruptcies and having a long walk near the edge of a cliff. You can check out Jeff's about me page here to see his rags to riches story about making money online. According to the story, he was once in debt over $140,000 but turned it all around to become an internet millionaire. Jeff showed examples of daily checks he has now generated ranging from $5,700 to $14,000. Of course the fine print at the bottom of the infomercial read "results vary".

As for shortcuts to making money online, if there were some we'd all be using them. The shortcuts usually involve a lot of time and effort or a lot of your money coming out of pocket. This particular product included guides and DVD's on "Automated Income", "Quick Start" and "10 Free Instant Website Businesses Guaranteed to Make you Money". Funny thing is that the guy selling this is showing us for free the best shortcut to generating wealth: create and sell your own product to others. If it talks about how to make money and people jump on it, you've found a shortcut, no matter if the product works or not. You can judge that by the number of Make Money Online blogs in existence, just on Entrecard alone. Jeff Paul's product is just $40, with your money guaranteed back if you don't make money. I'm not pitching his product because I've never used it and have seen some reviews & scam alerts for it online, plus as many of us know learning is free these days and many of the ideas people are selling are just collections of various information we can all find on our own, for free.

As for my own make money online recommendations, here's your quick start to make money online: Set up a blog, whether it be free with Blogger or self-hosted on Wordpress. The latter is the better option as it can provide more ways to make money. Find a profitable topic you can blog about to build your blog site around, and find products or advertising to go with it. Using those sites with Google Adsense, Affiliate programs or to market and sell your own e-book, online course or product is a definite way to make automated passive income. But be forewarned, you will need to put in some work, or some money to get it done. You'll also face competition and other obstacles, but the payoff can be quite nice if you learn how to do things for free, online.

Check out The Monetizer's Recommended Ways to Make Money Online!

Free Software Downloads to Save Money!

Don't let the blog post title fool you, because I'm not condoning pirated software downloads at all. Using various money saving deal websites, in the past week The Monetizer was able to find several FREE and legitimate software programs you can download and install onto your PC. These will help clean up, optimize and back up your valuable personal computer data, and also save you money in the process!

Consider Paragon's Drive Backup 9 Special Edition. It retails for $39.99 but was featured on the deal site yesterday for FREE! That's right, free. Now the download itself seemed to be tough to get to work, mainly because so many people were flooding the site. Luckily, someone uploaded the legitimate download file on their own server for others who wanted the deal. I've installed the program yesterday and so far it looks good. A very helpful program to have so you can back up your entire laptop, PC or specific folders/files to another safe spot in case of a crash.

Paragon seems to be offering yet another free software program, Total Defrag 2009. This helps in optimizing your computer by defragging the hard drives, freeing up cluttered drive cluster space. To see more info on how to download it, use this link for DealsPlus.

PS: Find some "helpful discussions" about this deal at Slickdeals.net forums.

Also extremely helpful is this Free WinUtilities 6.2. It's a very inclusive program which has features such as registry cleaner, uninstaller, dish cleaner and much more. Use the program to clean up and make sure your computer is optimized to the fullest!

Another deal for those of us running our own business(es) is MyCorporations SmallBiz Pack, also for FREE. MyCorporations is an Intuit company, so again this appears legitimate. The Deal websites these program downloads come from are reliable sources, but please download at your own risk and follow all instructions/indications along with them.

MyCorporation's SmallBiz Pack for free

Hopefully the above programs can help some readers to establish reliable data backups, optimized PC's and help in getting their businesses on track!

ShoppingAds Account Shutdown!

Well friends, I'm sorry to report that popular make money online program, ShoppingAds has closed several accounts, including The Monetizer's. Earlier this morning I received the following email, which some readers here may also have received:

Hello,

In the final hour of evaluation, it has been determined by eBay and ShoppingAds that your account must be deactivated. We know that many of you have been working back and forth with us to try and improve the situation, and we thank you kindly for your efforts. Unfortunately, as warned (that there were no guarantees), we had to take this course of action.

We thank you for your partnership up through this point and wish you the best of luck.

We are in the process of making an aggressive case on your behalf to eBay of having you paid for February’s earnings, and will let you know as soon as we hear back. If you will be paid it will occur on April 1st, 2009.

As for our ads- we strongly suggest that you take down our ad code IMMEDIATELY as you will no longer be paid for hosting them.

Thank you,

ShoppingAds.

Well this is unfortunate, because I do have some money sitting in the account, so hopefully things are resolved and I'll receive that payment on April Fool's day (ha ha). But as always, this is why having a backup earning/ad plan helps. Luckily The Monetizer joined eBay Partner network several months ago, and their terms are much more favorable. Payments come quicker and with less of a minimum earning amount required.



I strongly urge people who got the ShoppingAds account shutdown notice above to switch their ShoppingAds ads to eBay Partner Network ads. Just make sure to match the same style, color and size from your old ShoppingAds to your new eBay Partner style ads so that things don't look too off. You can do this by logging into your eBay Partner Network account, then go to the top menu for Tools, then Widgets (graphic above). Go to the first toolbox widget, "Editor Kit", select "eBay US" (or your appropriate program) and then click "Go". Alternately, you can choose the other widget "Custom Banner" which is in Beta, to create eBay product flash banners for your websites or blogs.

Here's to your success,
The Monetizer